After the Ponderings

Hi peeps,

I want to believe you are all well
How awesome is God, he never forgets, he rewards, he compesates.

So it seems most folks aren't prepared for what is next? It is either one of two things: a) The question was misunderstood b) Most of the folks belong to the same sample group with a consistent commonality.

For me, next step for me will be marriage and progressing my career. I kind of got them covered in that I know what course to go on next blah de blah. As per marriage I am as ready as can be except SELFISHNESS. I suppose you can only learn to be selfless when there is another to consider so I am not fazed about that. Although not being able to hop and jet out Lasgidi, Taj Mahal or LA at my own will is gonna be tardy bit difficult. No worries will cross that bridge when we get there.

I also discovered that as financially astute as I claim to be with monthly spreadsheet of shares bought, bank balance et al, I DO NOT ACTUALLY HAVE A BUDGET TALK LESS OF STICK TO IT. What a rude awakening!

I spend on whim and generally don't know how much I spend in a month....(insert eyes popping here). I only assess after the damage is done with statements like "wow seems as if I spent a lot last month sha!" or "what exactly did I buy last month?!" or the classic standing at the cash machine frowning "I thought I had more than that in the account?!"

I have since drawn up a budget and must tell you my outgoing is whack...if not that I get a decent pay....no wonder folks find it difficult to save.

In the spirit of savings and belt tightening, I am taking up a lodger. Whatever rent they pay me goes towards the "Dubai is calling me fund". Wisdom is profitable to direct ko. You are also welcome to donate to the fund it will be judiciously disbursed preferably no Dollars please. I accept Naira, Pounds and Yen.

Some gists on hot drinks and heart attack
The Chinese and Japanese drink hot tea with their meals, not cold water, maybe it is time we adopt their drinking habit while eating.For those who like to drink cold water, this article is applicable to you. It is nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion. Once this "sludge" reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine . Very soon, this will turn into fats and lead to cancer . It is best to drink hot soup or warm water after a meal.A serious note about heart attacks - You should know that not every heart attack symptom is going to be the left arm hurting. Be aware of intense pain in the jaw line.You may never have the first chest pain during the course of a heart attack. Nausea and intense sweating are also common symptoms. 60% of people who have a heart attack while they are asleep do not wake up. Pain in the jaw can wake you from a sound sleep. Let's be careful and be aware.
Dunno how true the gist is (I am not doctor o), let Dr Lamikanra come and talk.

SHALOM

39 comments:

Naija Chickito said...

Am I first or what? yay!!!!

Naija Chickito said...

Interesting insight into your life. I used to be a spendthrift, until I started paying my own bills. lol

Obinwanne said...

i still cant manage my spending spirit....i begin to wonder and surprised by what i've spent for the month when the month's over....poor me

darkelcee said...

Gosh i am not 1st ?


oh noooo

darkelcee said...

shine ur eye before you take up a lodger abeg. no take oyinbo cos he fit bring out gun one day like that. lol

-donation ke? for where?Go of multiplication will double up the one you have.He brought water out of the fish.He can still bring more mama charlie from "sandra". lol

-hot tea after a meal? abeg let the fat remain in my intestines i love it like dat. egbecious people.

-my mouth is sealed over savings and investment cos temi po lara mi men. but i "heard" investment is better it a savings plus interest thing and it is not easily assessible like savings.

-budget? naija gan under bugdet how much more peeps like us.

let me stop here!

love

OLAMILD said...

Nice Nice

I drink hot stuffs anyway
I'm good to go

How have u been by the way?

OLAMILD said...

Nice Nice

I drink hot stuffs anyway
I'm good to go

How have u been by the way?

aloted said...

hi..i feel u about over spending. may God help us all.

by d way thanks for visiting my blog :)

UndaCovaSista said...

Just steer clear of dem Polish folk o re: your prospective lodger.

And i'm with you on the over-spending. I even have a budget, but i still manage to over-spend every month. E tire me!

aworan said...

Don't get me started on budgets and stuff...

as for hot drinks and heart attacks, well, ki Oluwa ma showa!

Jaycee said...

Interesting stuff on drinking hot tea/hot water after a meal. Maybe cold water is the reason why I digest my food X3 of the speed others use to digest their food.

Maybe I need to revert to hot water...I'll think abt this...(of course after cross-checking with some medicocos):)

30+ said...

@Naijachikito - Yes you are and glad you learned.

@Obiwanne - Now no need to feel sorry for yourself get up and act on it.

@Darkelcee- Don't worry will be careful. What do you mean I heard investments are better, a whole "banker" like you,

@Olamild - So you prolly on the right track then. I am good.

@Aloted- Amen, you are welcome.

@Undercova - Need you mention before they even finish saying PO I have slammed door in their face.

@Aworan - Amin e po

@Jaycee - It kinds of makes sense logically speaking.

emeka said...

slid into this page.. ...lazy day @ work thanks to the new year-year of the rat!

anyway... waiting on God in the church...?? ??lost on that...??

keep spending!!! it will drive you to make more!!! ...that's only one of several schools of thought on managing your finances!

NikkiSab said...

I know about over spending, it was almost like anoda form of therapy. but dese days I had to cut down cos i realised it was an addiction, a waste, i'm saving for a wedding + dere r pple less fortunate dan i am so i give dem instead dan splurge. nice pst.

princesa said...

@nikkisab...saving for a wedding??? Conbgratulobia o! I ope u go inform us on time so we can get our 'bottom box' ready,lol!

30+ dearie, its good to be financially concious o and i feel u on the blogging.
Maybe i should concentrate more on spiritual stuffs this lenten season:)

darkelcee said...

becos i dont do either! i finish my money 24 hours after payday.

30+ said...

@Emeka, waiting means fasting and praying. Keep spending?! not when it is for expensive hols with no networking but just bags of shopping and buying same shoe in 3 colours just because you like it.

@Nikkisaab, exactly it is wrong to splurge too much. Is it your wedding? Anway congrats I should beef up my wedding savings too

@Princessa, good idea on the blogging. Anyway like your new profile pix

@Darkelcee - Iyen ga we need to pray for promotion to next level o, kilode

30+ said...
This comment has been removed by the author.
Nyemoni said...

lodger ke? are you serious? anyhow, goodluck on Project destination Dubai! LOL...I feel you though! Its a lot of work, keeping up with your sending, but it's really very necessary...Goodluck!

Anu boy said...

what about drinking cold beer after a meal... does it do any worse...

meanwhile, i do not have a problem saving.... i can save money till i meet a target and blow it all at once...

and you all know where my money goes....

champers lau lau

Jinta said...

someone told me about taking hot drinks, etc, but i flow with anu boy here, nothing like a cold bottle of beer to get the juices working right (hot beer?)

BloggersDelight said...

Thank you for taking the time to visit our corner of the blog-world and leave a comment.

fantasy queen said...

i'm so with u on the budget thingy, i cant even make a budget for myself, its such a hopeless case...my mom gets mad saying i spend like i have a million dollars, i tell her i spend like i'm her daughter.lol'
its a miracle i havent sold off my shares yet.

the wedding blues just kills my soul, being that i'm still young, but thanks to a couple of my impatient friends who're married, i hunger and thirst for what the have.

giving up a those cold drinks...em hard but i gats to try that out.

30+ said...

@ALL, na wa you are just commenting sha nobody is offering to donate to my DUBAI CAUSE...

@Nyemoni, Yes o lodger which one is goodluck where is your donation na

@Anuboy, cold beer equals cold drink. Easy on the champers o..liver e lo fi nsere yen o

@Jinta, hot beer why not just tell them to pop yours in the microwave.

@Bloggersdelight, thank you too

@Fantasyqueen, I feel u on the marriage blues

Allied said...

why are u not accepting dollars? well ur loss cause i have $500 for you and since you dont want it i can spend it on whatever i want...

Men, i also wanted to get a roommate but i changed my mind when everything was final and done, i realized i love living by myself. Eventhough her rent will go a LONG LONG way for me.

Mommy said...

Goodness! You also have a 'Dubai is calling me fund?' I'm not alone.

geisha said...

not drink cold water after a meal? but i'm allergic to warm water....

Pink-satin said...

for real budgeting is the best way to reduce funding!it seems u have everything all planned out!good!

Anu boy said...

i will donate to your dubai fund.... okay...

so you are saying i should drink hot beer now... but omo na the hot sun de make person drink something cold ohhhhh...

30+ said...

@Allied, come let's reason together I said preferably so since it is in the hundreds I will gladly accept. Roomate?! as in your room - dunno about that.

@Mommy, please don't start your own fund yet lemme finish collecting - lol

@Geisha, how can you be allergic to warm water, na wa o suppose you are exempted.

@Pinksatin - Reducing fund, I have been trying

@Anu - I don talk my own, you the only true bruva. Please wester union that money to me asap.

Anu boy said...

no yawa, i will western it to 30+

Zephi Fahrenheit said...

thanks for asking sweets..I am doing fine...just been to speechless so I have been running away from my blog...

I love the randomness of this post..The heart attack thing definitely makes sense..I will look into it

Jaybabe said...

Ha! 30+..i envy your spending habits ooo! Me? Very worse! Over spend like its the end of the world.

How have you been anyway? I havent been here long you know?

TheAfroBeat said...

Haha, no eyes popping out here, i definitely have no budget, spend on a whim and don't keep track of how much i spend. I get at least one returned check fee a month because I never coordinate debits/credits into my account. So yes, at least you keep track of shares, balances, etc. Let me know how the budgeting goes!

Lighty said...

on the no budget. i think i av one. actually, i take that back. i need one in my life. i hate the way i spend. but i do know what and what i spent money on sha? i think i constantly know what i av in my account too. now what i would like is to limit the way i spend i mean some things are just not neccessary.

umm thank u for the warm drink after food. i intend to start getting use to that.

and 30+ hope say everything is well. greetings.

Queen of My Castle said...

I called myself starting a budget and still have yet to follow the plan. LOL

I pray that your marriage is a union made by God, and that man loves you the way Christ loves the church. What love!!!!

30+ said...

@Anu, wa se re, you will live long.

@Zephi, oya go and update kia kia a.k.a sharpish

@Jaybabe, how na need to come over your hood soon.

@Afrobeat, no wahala I am serious about this so will keep you updated.

@Lighty, the same boat I want to be able to limit the whim spend. I am good

@QOC, prophesy and speak as God has commanded you, a big AMEN to the marriage prayer. AS per budget, ask for grace to be disciplined (see me talking o - lol).

Oracle said...

The post was quite revealing, especially the cold water bit. I've never heard that before.

Vals day is close, have fun.

ejatutu said...

budget? even when I hav one, unexpected gbese (debts)just dey creep up.

Hot drink only in winter sha imagine hot supermalt on top of eba and efo... they wont agree